All residents in the Chattahoochee Valley are invited to attend the Knology of Columbus "Shred It & Forget It" event on Saturday, Nov. 21.
Free document shredding services will be available outside Knology's office at 6050 Knology Way from 9 a.m. to 3 p.m.
Bring personal and financial paperwork for secure shredding and disposal.
This is the second shredding event in 2009 co-sponsored by Knology of Columbus, ShredEx, Sunny 100 and the Better Business Bureau, according to a press release. In April, “Shred It & Forget It” generated more than 12,000 pounds of paper.
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“Knology is happy to provide free shredding services on Nov. 21,” said Royce Ard, General Manager at Knology of Columbus. “This is our contribution to the prevention of identity theft, a terrible crime that can seriously disrupt the lives of innocent people.”
Here is your “Shred It & Forget It” checklist:
• Documents that include Social Security numbers, birth dates, PIN numbers or passwords
• Banking documents and other financial information
• Leases, contracts or letters that include signatures
• Pre-approved credit card applications
• Medical or dental bills
• Travel itineraries
• Used airline tickets
For more advice from the BBB on preventing identity theft and for guidance on what to do if your identity is stolen, go to www.bbb.org.
The BBB offers the following guide on when to shred documents:
Canceled checks with no long-term significance for tax or other purposes can be destroyed after one year. However, canceled checks that support tax returns, such as charitable contributions or tax payments, should be held for at least seven years — long enough to cover the six-year tax assessment period. BBB advises that consumers indefinitely keep any canceled checks and related receipts or documents for home purchase or sale, renovations or other improvements to owned property, and non-deductible contributions to an Individual Retirement Account.
Deposit, ATM, credit card and debit card receipts
Consumers should save credit, debit and ATM receipts until the transaction appears on their statement and they have verified that the information is accurate.
Credit card and bank account statements
Credit card and bank account statements with no tax or other long-term significance can be discarded after a year; other statements should be kept for up to seven years. If a consumer receives a detailed annual statement, they should keep it and shred the corresponding monthly statements.
Credit card contracts and other loan agreements
Credit card contracts and other loan agreements should be kept for as long as the account is active in case the consumer has a dispute with their lender over the terms of the contract.
Documentation of a purchase or sale of stocks, bonds and other investments
Investors should retain documentation of a purchase or sale for as long as they own the investment and then seven years beyond that time. Monthly retirement and monthly investment account statements can be shredded annually after being reconciled with the year-end statement.
Paycheck stubs can be shredded yearly after the income has been reconciled with a W-2 or other tax forms.
Utility or monthly bills
Monthly bills should be shredded one year after being received by the consumer.