July is the time to stock up on bargain summer clothes

July is a great time to bargain hunt for summer clothes. The sales may have started in June, but retailers - especially department stores - tend to buy so much merchandise, there is still a good selection in July, with the added advantage of further markdowns. Annual summer clothing sales are events we look forward to every year, but there are many other dates to mark in your calendar to get good stuff cheap:

Board games, pool tables and other indoor games also go on sale in the summer. And wait until early autumn to buy that barbecue. The trick is to shop off-season.

Wedding dresses are often at their lowest prices at the end of the summer. By August most summer orders are complete and shops want to make room for new fall merchandise.

Between January and March shop for active wear. New merchandise tends to come in during this time and it's when you can nab deals on last year's styles. The same goes for winter clothes, since the spring lines start coming in early in the year.

There are deals to be had on paint between May and September. While some manufacturers put their interior paints and deck stains on sale in time for spring cleaning and renovations, the biggest sales and deepest discounts on interior and exterior paints happen on long weekends in the summer -- specifically, Memorial Day, Fourth of July and Labor Day weekends.

Running shoe makers tend to come up with new models every six months, so look for sales in June and December.

Used vehicles generally show their worst characteristics during the winter months, so dealers and private sellers tend to be more willing to make a deal.

Airfare sales tend to land on Tuesday nights and Wednesday mornings -- good times to surf the Web.

Also, pay attention to weather and the news. An unusually dry winter will mean snow blowers go on sale.

Some items go on sale every few months. Never pay full price for towels or bed linens.