Hudgens advises Georgians to get flood insurance

Georgia Insurance Commissioner Ralph Hudgens is advising Georgians to get flood insurance.

In a news release Tuesday, Hudgens said, “Purchasing flood insurance is an important consideration for Georgia consumers even if you think a flood is unlikely in your area. Between 20-25 precent of flood claims occur in areas considered medium or low-risk for floods.”

Hudgens said flood coverage is federally backed by the National Flood Insurance Program. Flood insurance is available for up to $250,000 damage to your home and $500,000 for your business. A standard flood policy will cover the basic structure as well as the furnace, water heater, air conditioner, floor surfaces and debris clean up.

The report says that according to the Federal Emergency Management Agency, the average flood insurance policy costs a little more than $700 per year.

This story was originally published August 29, 2017 at 3:26 PM with the headline "Hudgens advises Georgians to get flood insurance."